J. Maxime Roy, Inc.

Export Insurance Services

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Award:

Ex-Im Bank 2004 Regional Broker of the Year

Export Credit Insurance

  • Extending credit to foreign customers is often required to enter and compete in foreign markets. However, this exposes the exporter to the risk of non-payment due to political or commercial risks. Political risks that can cause foreign customers to default include currency inconvertibility (foreign buyer's inability to obtain U.S. Dollars), currency devaluation, war, revolution, cancellation of import and export licenses, foreign government actions preventing the import of products, diversion of voyage, buyer insolvency, and protracted default. Also, foreign companies may become insolvent, have cash-flow problems or other commercial problems that could cause them to default or just take a very long time to pay. Export credit insurance can protect against these risks.
  • Benefits of Export Credit Insurance Include:
  • Risk Mitigation - Protects against non-payment by foreign buyers due to commercial and political risks.
    Safely sell on credit in foreign countries
    Insure an often overlooked, but significant asset, foreign accounts receivable
  • Increased Sales - Enables exporters to offer attractive credit terms to credit-worthy foreign buyers.
    Strengthen relationships with foreign buyers
    Increase international growth rate by offering credit to foreign customers
  • Improved Financial Performance
    Protect cash flow
    Maintain earnings
    Reduce Reserves for Bad Debts
    Reduce Days Sales Outstanding
    Improve Return on Assets
    Improve Bank Financing Arrangements
    Lower Borrowing Costs
    Larger Borrowing Base
    Higher Advance Rate

Types of Export Credit Insurance Policies

Privacy Policy and Credit Webmaster

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